Finance Advanced calculator
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Mortgage

French amortization, total interest and amortization. View principal, interest and remaining balance year by year.

Parameters

200.000 €
3,5%
25a
Notary, appraisal, etc.
Reduces term and interest
Monthly payment —
Total interest —
Total paid —
Extra savings — vs without extra

French calculation. Without extra:

Total composition

Principal = loan amount · Interest = total cost of borrowing · Costs = upfront fees.

Annual evolution: principal vs interest

Principal repaid Interest paid Stacked by year

Remaining balance

Amortization table (annual)

YearAnnual paymentInterestPrincipalBalance